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=== Articles ===
=== Articles ===
* Allen, Mary and Chantal Vaillancourt. “Class of 2000: Student Loans.” ''Canadian Social Trends'' 74 (2004): 18.
* Allen, Mary and Chantal Vaillancourt. “Class of 2000: Student Loans.” ''Canadian Social Trends'' 74 (2004): 18.
* Anonymous. "7 Debt - Counseling warning signs." "Essence" 34.6 (oct 2003): 120.
* Brown, Monique R. "Debt Dilemma." ''Black Enterprise'' 31.11 (Jun 2001): 326.
* Goldwasser, Joan; Lankford, Kimberly. "Where To Go For Help." ''Kiplinger's Personal Finance'' 55.11 (Nov 2001): 77.
*Hynes, Richard M. "Overoptimism and Overborrowing." ''Bringham Young University Law Review''2004.1 (2004): 127.
*Hynes, Richard M. "Overoptimism and Overborrowing." ''Bringham Young University Law Review''2004.1 (2004): 127.
* Kuykendall, Lavone. "Sallie Mae Gets Into Business Of Buting Bad Debt." ''American Banker'' (Sep 2004): Vol 169. pg 17.
* Lee, Karl. " Secured Credit Lines." ''The Shooting Industry'' 48.10 (Oct 2003): 15.
* Lim, Paul J. "How to improve your credit profile." ''U.S. News & World Report'' 6/17/2002, Vol. 132 Issue 21, p42.
* McClannahan, Rory. "Simple Steps can curb debt, New Mexico Expert says." ''Knight Ridder Tribune Business News'' (Jun 2004): 1.
* Morris, Valerie. "Should You Consider Debt Consolidation." ''Essence'' 33.11 (Mar 2003): 103
* Rowland, Mary. "Good Credit gone Bad?" ''NEA Today'' 16.5 (Jan 1998): 38.
* Rowland, Mary. "Good Credit gone Bad?" ''NEA Today'' 16.5 (Jan 1998): 38.
* Ryan, Mike. "Qualifying Your Collection Agency: Ask the Right Questions." ''Business Credit'' Sep2004, Vol. 106 Issue 8, p65, 2p.
*Sandberg, Erica. "The Value of Financial Planning and Debt Reduction Services for Employees and Employers." ''Employee Benefits Journal'' 27.4 (2002): 37.
*Sandberg, Erica. "The Value of Financial Planning and Debt Reduction Services for Employees and Employers." ''Employee Benefits Journal'' 27.4 (2002): 37.
* "Coming To Terms" ''NEA Today'' 16.5 (Jan 1998): 38.
* Goldwasser, Joan; Lankford, Kimberly. "Where To Go For Help." ''Kiplinger's Personal Finance'' 55.11 (Nov 2001): 77.
* Morris, Valerie. "Should You Consider Debt Consolidation." ''Essence'' 33.11 (Mar 2003): 103
* Brown, Monique R. "Debt Dilemma." ''Black Enterprise'' 31.11 (Jun 2001): 326
* McClannahan, Rory. "Simple Steps can curb debt, New Mexico Expert says." ''Knight Ridder Tribune Business News'' (Jun 2004): 1.
* Lee, Karl. " Secured Credit Lines." ''The Shooting Industry'' 48.10 (Oct 2003): 15.
* Scott, Matthew S. "Q & A: What about debt management?" ''Black Enterprise'' (Aug 2004): 44.
* Scott, Matthew S. "Q & A: What about debt management?" ''Black Enterprise'' (Aug 2004): 44.
* Anonymous. "7 Debt - Counseling warning signs." "Essence" 34.6 (oct 2003): 120.
* Vogt, Katherine. "Climbing Out Of Debt." ''American Medical News'' (Feb 2004): Vol 47. pg 13.
* Vogt, Katherine. "Climbing Out Of Debt." ''American Medical News'' (Feb 2004): Vol 47. pg 13.
* Stav, Julie. "Scoring Good Credit." ''Hispanic'' (Nov 2004): Vol 17. pg 42.
* Stav, Julie. "Scoring Good Credit." ''Hispanic'' (Nov 2004): Vol 17. pg 42.
* Kuykendall, Lavone. "Sallie Mae Gets Into Business Of Buting Bad Debt." ''American Banker'' (Sep 2004): Vol 169. pg 17.
* Young, Gary. "Does the 'Fourth Option' Exist." ''National Law Journal'' (Jun 2004): Vol 26. pg 15.
* Young, Gary. "Does the 'Fourth Option' Exist." ''National Law Journal'' (Jun 2004): Vol 26. pg 15.
* Lim, Paul J. "How to improve your credit profile." ''U.S. News & World Report'' 6/17/2002, Vol. 132 Issue 21, p42
* "Coming To Terms" ''NEA Today'' 16.5 (Jan 1998): 38.
* Ryan, Mike. "Qualifying Your Collection Agency: Ask the Right Questions." ''Business Credit'' Sep2004, Vol. 106 Issue 8, p65, 2p


=== Books ===
=== Books ===
Jfigueroa
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