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The steps most of these agencies take to help debtors eliminate debt are: | The steps most of these agencies take to help debtors eliminate debt are: | ||
1) | 1) Help debtors to assess their debt situation. | ||
2) | 2) Give debt counseling, such as, avoiding overspending and help in handling existing debts. | ||
3) | 3) Help the client to build and maintain good credit. | ||
Most financial advisors agree that the most important step a person must take before seeking counsel is to change their money management skills. The debtor must change the way he/she thinks. They must rid themselves of all financial anxieties or debt will probably accumulate again. | Most financial advisors agree that the most important step a person must take before seeking counsel is to change their money management skills. The debtor must change the way he/she thinks. They must rid themselves of all financial anxieties or debt will probably accumulate again. |
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