Debt Relief

Introduction

In today's world, debt is almost unavoidable. We have been brainwashed to think that more is better, regardless of what more is. Our society is largely commercialized. We are bombarded with subliminal messages, urging us to buy, buy, and buy; and many of us do just that. We buy without knowing how we are going to pay. We live above our means trying to keep up with the neighbors. The cost of living increases but our income seems to stay the same. It is virtually impossible to avoid going into debt. In our diverse society, we have one basic commonality: debt. Debt can be controlled, but we all need to understand it and learn to avoid too much of it.

The following information is designed to answer questions about debt and offer solutions to control it. Contents range from financial planning to debt consolidation, credit reports to bankruptcy, and more.

Debt Management

Debt Management is the process by which debts are consolidated into one lower monthly payment. This one payment will be an amount which the client can afford, and will be apportioned amongst their creditors. Payments to creditors will be made on the client's behalf. An Interview was done with a local agency on debt management.

Project Documents

• Proposal
• Primary Research Proposal
• Survey SAMPLE
• Primary Research Results

Resources

• Bibliography
• Debt Consolidation
• Collection Agency
• Professional Communication
• Bankruptcy
• Debt Management
• Definitions and Common Terms
• Managing Your Credit
• Credit Card Companies Offer Consolidation
• Collection Laws
• Debt Relief: Research Reports
• THE FAIR DEBT COLLECTION PRACTICES ACT
• Debt Test
• Credit Harrassment
• Sample Cease and Desist Letter
• Interview