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Debt Relief: Difference between revisions

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*Apply for a [[Debt Relief:Definitions#secured card | secured card]] or deposit money in a checking account.  
*Apply for a [[Debt Relief:Definitions#secured card | secured card]] or deposit money in a checking account.  
*Apply for a department store or gasoline credit card and build small balances, '''but pay them off in full each month'''.  
*Apply for a department store or gasoline credit card and build small balances, '''but pay them off in full each month'''.  
*Do not use credit cards to purchase food. The amount in interest is nearly 10 times more than what one meal would have cost if you had paid cash.  
*Do not use credit cards to purchase food. The amount in interest is nearly 10 times more than what one meal would have cost if cash was used instead of a credit card.  
*If possible, consider transferring the balance of a credit card to a lower interest rate card. If you do this, immediately destroy the card with the high rate and close the account.  
*If possible, consider transferring the balance of a credit card to a lower interest rate card. If you do this, immediately destroy the card with the high rate and close the account.  
Over time, your credit score will improve, and you will qualify for [[Debt Relief:Definitions#unsecured credit card| unsecured credit]] cards on your own.
Over time, your credit score will improve, and you will qualify for [[Debt Relief:Definitions#unsecured credit card| unsecured credit]] cards on your own.
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