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Debt Relief:Managing Your Credit: Difference between revisions
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[[Debt Relief | Debt Relief Home Page]] | |||
Specific criteria has to be met in order to obtain credit. Creditors solicit your credit history from credit reporting agencies such as Experian, Trans Union, and Equifax. Whether your credit is good or bad is determined by your [[Debt Relief:Definitions#Beacon or credit score|Beacon]] or credit score. If your score is low, you are a high risk to loan money and chances are your request will be denied. The higher your credit score, the more likely the loan will be approved. Every time you apply for credit, your score drops. If your credit score is low, there are steps you can take to help manage your credit and increase your score. | Specific criteria has to be met in order to obtain credit. Creditors solicit your credit history from credit reporting agencies such as Experian, Trans Union, and Equifax. Whether your credit is good or bad is determined by your [[Debt Relief:Definitions#Beacon or credit score|Beacon]] or credit score. If your score is low, you are a high risk to loan money and chances are your request will be denied. The higher your credit score, the more likely the loan will be approved. Every time you apply for credit, your score drops. If your credit score is low, there are steps you can take to help manage your credit and increase your score. | ||