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==Background== | ==Background== | ||
For something as serious as debt, Americans, in general, | For something as serious as debt, Americans, in general, do not give much thought to what it really means to spend money you don’t have. Sure, paying cash for some essentials, such as a home, a car, or college is most of the time just not feasible, thus, getting a loan may be justified. Nevertheless, there are ways of approaching the process without later regretting it. Joe Smith is a perfect example of what it is to fall into the trap of debt. During college, Joe thought he had no choice as to where to get money for expenses, so he could only think of credit cards as his only answer. After finishing his education, he found out that he needed certain things- an expensive new car, a new house, and so forth. Now, Joe realizes that his paychecks can only stretch so far and that frankly, he needs assistance on what he can do next. From the time that Joe thought about getting his hands on spending money through the time he is already deep into dept, this report may be a tool for helping the thousands of Joes out there. Getting out of debt requires an understanding of debt, as well as, simple applications that can help in the process. | ||
==Proposal== | ==Proposal== |
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