Debt Relief:Bibliography
This is currently a working bibliography. Please be consistent; when in doubt, follow the format of what is already posted. All print resources should use MLA Documentation Style.
Web Resources
Articles
- Don't Wait For The Perfect Situation To Pay Down Your Debt - Article that encompasses why procrastination can lead to larger problems when dealing with debt.
Blogs
- Jim Garven’s Blog — A blog exploring the intersection of risk management, insurance, and finance.
Credit Reporting Agencies
View your credit report.
- TransUnion - Credit reporting agency
- Equifax - Credit reporting agency
- Experian - Credit reporting agency
Self Help
- Debt Attack - Extensive information on good and bad debt and ways to get out of debt.
- Debt Steps — Comprehensive reviews to help you protect your financial future.
- Managing Debt — Learn what debt means for your overall financial situation and how you can control debt, and avoid it controlling you.
- Credit Repair: Self-Help May Be Best — Only time, a conscious effort, and a personal debt repayment plan will improve your credit report.
- Debt Consolidation Help- Consolidate your debt into one payment.
- Controlling Debt - CNN and Money Magazine break down the top things to know about debt.
- Good debt vs. bad - USA Weekend Magazine establishes some borrowing guidelines to avoid bad debt.
- Bankruptcy and Restructuring Debt - Gives advice on the advantages and disadvantages of bankrutcy and restructuring debt.
- Settling Debts - Learn ways to settle debts including dealing with creditors
- Student Loans - Find info on student loans from different types to advice on when you default on your loan.
- A Better Credit Record-Gives information on consumer reporting agencies, ways of improving and dealing with debt, and avoiding scams from agencies who provide help in solving debt.
- Managing Your Debts: How to Regain Financial Health-Provides you with some remedies for your relationships with creditors, reducing your debts,and helping you manage your money.
- Credit Counseling-Provides you with information on credit counseling.
- Debt consolidation loans-Provides you with information on debt consolidation.
- Should you consolidate your debts?-Provides you with information on choosing between borrowing money to pay off your debt or consulting a consumer credit counseling service
Statistics
- Effects of Consumer Debt - Statistical information on debt and how it affects the average consumer.
Print Resources
Articles
- Allen, Mary and Chantal Vaillancourt. “Class of 2000: Student Loans.” Canadian Social Trends 74 (2004): 18.
- Hynes, Richard M. "Overoptimism and Overborrowing." Bringham Young University Law Review2004.1 (2004): 127.
- Rowland, Mary. "Good Credit gone Bad?" NEA Today 16.5 (Jan 1998): 38.
- Sandberg, Erica. "The Value of Financial Planning and Debt Reduction Services for Employees and Employers." Employee Benefits Journal 27.4 (2002): 37.
Books
- McNaughton, Debra. All About Credit. Chicago: Dearborn, 1999.
- Hammond, Bob. "Life Without Debt." New Jersey: Career Press, 1995.
- Leonard, Attorney Robin. "Bankruptcy." Berkley: Nolo Press, 1998.
- Fisher, Sarah Young. "The Complete Idiots Guide To Personal Finance In Your 20's and 30's." Indianapolis: Alpha, 2002.