Debt Relief:Bibliography
This is currently a working bibliography. Please be consistent; when in doubt, follow the format of what is already posted. All print resources should use MLA Documentation Style.
Web Resources
Articles
- Don't Wait For The Perfect Situation To Pay Down Your Debt - Article that encompasses why procrastination can lead to larger problems when dealing with debt.
- A 24 - hour debt reduction plan. Dunleavey, M.P. November 2004- An interesting article offering assistance to the recent college graduate overwhelmed by secure and unsecured debt.
- The long, hard road back from bankruptcy - This article gives a realistic look of what a Chapter 13 or Chapter 7 does to your credit history. The article is an overall view of how you are view as a potential customer even after the bankruptcy is discharged.
Blogs
- Jim Garven’s Blog — A blog exploring the intersection of risk management, insurance, and finance.
Credit Reporting Agencies
View your credit report.
- TransUnion - Credit reporting agency
- Equifax - Credit reporting agency
- Experian - Credit reporting agency
Self Help
- Debt Attack - Extensive information on good and bad debt and ways to get out of debt.
- Family Credit-- A non-profit, faith-based approach to managing debt.
- Debt Steps — Comprehensive reviews to help you protect your financial future.
- Managing Debt — Learn what debt means for your overall financial situation and how you can control debt, and avoid it controlling you.
- Credit Repair: Self-Help May Be Best — Only time, a conscious effort, and a personal debt repayment plan will improve your credit report.
- Debt Consolidation Help- Consolidate your debt into one payment.
- Controlling Debt - CNN and Money Magazine break down the top things to know about debt.
- Good debt vs. bad - USA Weekend Magazine establishes some borrowing guidelines to avoid bad debt.
- Bankruptcy and Restructuring Debt - Gives advice on the advantages and disadvantages of bankrutcy and restructuring debt.
- Settling Debts - Learn ways to settle debts including dealing with creditors
- Student Loans - Find info on student loans from different types to advice on when you default on your loan.
- A Better Credit Record-Gives information on consumer reporting agencies, ways of improving and dealing with debt, and avoiding scams from agencies who provide help in solving debt.
- Managing Your Debts: How to Regain Financial Health-Provides you with some remedies for your relationships with creditors, reducing your debts,and helping you manage your money.
- Credit Counseling-Provides you with information on credit counseling.
- Debt consolidation loans-Provides you with information on debt consolidation.
- Should you consolidate your debts?-Provides you with information on choosing between borrowing money to pay off your debt or consulting a consumer credit counseling service
- Your worst 3 debt consolidation moves - If you are overwhelmed and seeking a quick outlet for relief debt consolidation can seem like the best answer. This source will allows you to view some of the consequences if you dive in without reading the fine print of debt consolidation.
- Choosing a credit counselor-This site gives advise on choosing a credit counselor.
Statistics
- Effects of Consumer Debt - Statistical information on debt and how it affects the average consumer.
- Anonymous. "Graduates learn a lesson in debt management" "Credit Management" (May 2003): 12.
- Oglivie, Donald G. "A view of the economy" "The Kansas Banker" 89.1 (Jan 1999): 20.
- Mapother, William R. "Taming Consumer Debt" "Credit Union Magazine" 70.4 (Apr 2004): 72.
Print Resources
Articles
- Allen, Mary and Chantal Vaillancourt. “Class of 2000: Student Loans.” Canadian Social Trends 74 (2004): 18.
- Hynes, Richard M. "Overoptimism and Overborrowing." Bringham Young University Law Review2004.1 (2004): 127.
- Rowland, Mary. "Good Credit gone Bad?" NEA Today 16.5 (Jan 1998): 38.
- Sandberg, Erica. "The Value of Financial Planning and Debt Reduction Services for Employees and Employers." Employee Benefits Journal 27.4 (2002): 37.
- "Coming To Terms" NEA Today 16.5 (Jan 1998): 38.
- Goldwasser, Joan; Lankford, Kimberly. "Where To Go For Help" Kiplinger's Personal Finance 55.11 (Nov 2001): 77.
- Morris, Valerie. "Should You Consider Debt Consolidation" Essence 33.11 (Mar 2003): 103
- Brown, Monique R. "Debt Dilemma" Black Enterprise 31.11 (Jun 2001): 326
- McClannahan, Rory. "Simple Steps can curb debt, New Mexico Expert says" "Knight Ridder Tribune Business News" (Jun 2004): 1.
- Lee, Karl. " Secured Credit Lines" "The Shooting Industry" 48.10 (Oct 2003): 15.
- Scott, Matthew S. "Q & A: What about debt management?" "Black Enterprise" (Aug 2004): 44.
- Anonymous. "7 Debt - Counseling warning signs" "Essence" 34.6 (oct 2003): 120.
- Vogt, Katherine. "Climbing Out Of Debt." "American Medical News." (Feb 2004): Vol 47. pg 13.
- Stav, Julie. "Scoring Good Credit." "Hispanic" (Nov 2004): Vol 17. pg 42.
- Kuykendall, Lavone. "Sallie Mae Gets Into Business Of Buting Bad Debt." American Banker." (Sep 2004): Vol 169. pg 17.
- Young, Gary. "Does the 'Fourth Option' Exist." "National Law Journal." (Jun 2004): Vol 26. pg 15.
- Lim, Paul J. "How to improve your credit profile." U.S. News & World Report; 6/17/2002, Vol. 132 Issue 21, p42
- Ryan, Mike. "Qualifying Your Collection Agency: Ask the Right Questions." Business Credit; Sep2004, Vol. 106 Issue 8, p65, 2p
Books
- McNaughton, Debra. All About Credit. Chicago: Dearborn, 1999.
- Hammond, Bob. "Life Without Debt." New Jersey: Career Press, 1995.
- Leonard, Attorney Robin. "Bankruptcy." Berkley: Nolo Press, 1998.
- Fisher, Sarah Young. "The Complete Idiots Guide To Personal Finance In Your 20's and 30's." Indianapolis: Alpha Books, 2002.
- Heady, Robert. "The Complete Idiot's Guide to Managing Your Money." New York: Alpha Books, 1999.
Journals
- Cressy, Robert C. "Debt rescheduling versus bankruptcy: The creditor's decision problem." Journal of Business Finance & Accounting; Oct96, Vol. 23 Issue 8, p1141, 16p
- Hynes, Richard M. "Overoptimism and Overborrowing" Brigham Young University Law Review; 2004, Vol. 2004 Issue 1, p127, 42p