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Debt Relief:Proposal: Difference between revisions

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==Tentative Schedule==
==Tentative Schedule==


Week 1: Oct. 26 & 28
===Week 1: Oct. 26 & 28===
Research:
Research:
Reasons for getting into debt
* Reasons for getting into debt
Distinguish between “good” debt and “bad” debt
* Distinguish between “good” debt and “bad” debt
Statistical information about debt; the average American debt, the correlation between age and debt, the average number of years it takes to “get out” of debt., and any inferences about the direction the country, as a whole, is heading when it comes to debt
* Statistical information about debt; the average American debt, the correlation between age and debt, the average number of years it takes to “get out” of debt., and any inferences about the direction the country, as a whole, is heading when it comes to debt


Week 2: Nov. 2 & 4
===Week 2: Nov. 2 & 4===
Research:
Research:
Debt relief agencies
* Debt relief agencies
The pros and cons
* The pros and cons
Consequences of getting involved with such an agency
* Consequences of getting involved with such an agency
Distinguish between a credible agency and a bogus one  
* Distinguish between a credible agency and a bogus one  
Thing to consider when contemplating going to a debt relief program
* Thing to consider when contemplating going to a debt relief program


Week 3: Nov. 9 & 11
===Week 3: Nov. 9 & 11===
Research:
Research:
Financial planning  
* Financial planning  
Budgeting
* Budgeting
Places that offer these services- private and public
* Places that offer these services- private and public
Credit ratings: what do they mean
* Credit ratings: what do they mean


Week 4: Nov. 16 & 18
===Week 4: Nov. 16 & 18===
Research:
Research:
Alternatives to debt
* Alternatives to debt
Managing debt
* Managing debt
Being “debt-free” as an option
* Being “debt-free” as an option
Staying debt-free
* Staying debt-free


Week 5: Nov. 23 (the 25th is a holiday)
===Week 5: Nov. 23 (the 25th is a holiday)===
Research:
Research:
Options to becoming “debt free”
* Options to becoming “debt free”
Bankruptcy
* Bankruptcy
Improving your credit rate
* Improving your credit rate


Week 6: Nov. 30 & Dec. 2
===Week 6: Nov. 30 & Dec. 2===
Revise and make corrections as needed.
* Revise and make corrections as needed.
 
Week 7: Dec. 7 & 9
Turn in project.


===Week 7: Dec. 7 & 9===
* Turn in project.


==Teams and Responsibilities==
==Teams and Responsibilities==