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# If possible, consider transferring the balance of your credit card to a lower interest rate card. If you do this, immediately destroy the card with the high rate and close the account. | # If possible, consider transferring the balance of your credit card to a lower interest rate card. If you do this, immediately destroy the card with the high rate and close the account. | ||
Over time, your credit score will improve, and you will qualify for unsecured credit cards on your own. | Over time, your credit score will improve, and you will qualify for [[Debt Relief:Definitions#Unsecured Credit Card|unsecured credit]] cards on your own. |
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