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* A collection agency goes after an individual who will not pay a debt. this debt is anything from medical bills to florists bills. | * A collection agency goes after an individual who will not pay a debt. this debt is anything from medical bills to florists bills. | ||
* Creditor may not seek a collection agency help for 6 months to 2 years after the debtor is delinquent. | * Creditor may not seek a collection agency help for 6 months to 2 years after the debtor is delinquent. | ||
* Reasons why debtors do not pay varies. Some reasons are ''poor money management skills, illness, and lack of desire to pay | * Reasons why debtors do not pay varies. Some reasons are ''poor money management skills, illness, and lack of desire to pay'' what is owed. |
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