Debt Relief:Bibliography

This is currently a working bibliography. Please be consistent; when in doubt, follow the format of what is already posted. All print resources should use MLA Documentation Style.

Web Resources

Articles

• Don't Wait For The Perfect Situation To Pay Down Your Debt - Article that encompasses why procrastination can lead to larger problems when dealing with debt.

These articles were taken from Galileo and also of the Proquest link in that same site. They deal with how to eliminate debt, laws regarding nonprofit financial-counseling companies, and other forms of credit management.

Hayes, Richard M. "Overoptimism and Overborrowing" Brigham Young University Law Review.Provo:2004.Vol.2004,Iss.1;pg.127,42pgs http://proquest.umi.com/pqdweb?index=4&TS=1099961626&sid=37srchmode=1&vinst=...

Jean, Chatzy & Bigda, Carolyn. "Weapons Of Mass Debt Destruction" Money; Sep. 2004, Vol.33 Issue 9, p57, 1p, 1c http://web30.epnet.com/citation.asp?tb= 1&_ug=sid+4EAA7F82%2D0382%D4557%2D9363%2DF57B...

Jean, Chatzy. "Which Debts Do You Attack First?" Money; Nov. 2004, Vol.33 Issue 11, p71, 1p, 1c http://web30.epnet.com/citation.asp?tb=1&_ug=sid+4EAA7F82%2D0382%D4557%2D9363%2DF57B...

Shean, Tom. "Virginia Bill Would Allow Debt Counselors To RAise Fees" Knight Ridder Tribune Business News.Washington:Mar 1,2004. pg.1 http://proquest.umi.com/pqbweb?index=3&did=000000566566991&SrchMode=1&sid=3...

Blogs

• Jim Garven’s Blog — A blog exploring the intersection of risk management, insurance, and finance.

Self Help

• Debt Attack - Extensive information on good and bad debt and ways to get out of debt.
• Debt Steps — Comprehensive reviews to help you protect your financial future.
• Managing Debt — Learn what debt means for your overall financial situation and how you can control debt, and avoid it controlling you.
• Credit Repair: Self-Help May Be Best — Only time, a conscious effort, and a personal debt repayment plan will improve your credit report.
• Debt Consolidation Help- Consolidate your debt into one payment.
• Controlling Debt - CNN and Money Magazine break down the top things to know about debt.
• Good debt vs. bad - USA Weekend Magazine establishes some borrowing guidelines to avoid bad debt.
• Bankruptcy and Restructuring Debt - Gives advice on the advantages and disadvantages of bankrutcy and restructuring debt.
• Settling Debts - Learn ways to settle debts including dealing with creditors
• Student Loans - Find info on student loans from different types to advice on when you default on your loan.
• A Better Credit Record-Gives information on consumer reporting agencies, ways of improving and dealing with debt, and avoiding scams from agencies who provide help in solving debt.
• Managing Your Debts: How to Regain Financial Health-Provides you with some remedies for your relationships with creditors, reducing your debts,and helping you manage your money.
• Credit Counseling-Provides you with information on credit counseling.
• Debt consolidation loans-Provides you with information on debt consolidation.
• options/bankruptcy .html Bankruptcy-Provides you with information on bankruptcy.

Statistics

• Effects of Consumer Debt - Statistical information on debt and how it affects the average consumer.

Print Resources

Articles

• Allen, Mary and Chantal Vaillancourt. “Class of 2000: Student Loans.” Canadian Social Trends 74 (2004): 18.
• Rowland, Mary. "Good Credit gone Bad?" NEA Today Jan 1998, vol. 16 Issue 5, p38.
• Sandberg, Erica. "The Value of Financial Planning and Debt Reduction Services for Employees and Employers". Employee Benefits Journal 12 (2002): Vol. 27 Issue 4, p37.

Books

• McNaughton, Debra. All About Credit. Chicago: Dearborn, 1999.
• Hammond, Bob. "Life Without Debt". New Jersey: Career Press, 1995.
• Leonard, Attorney Robin. "Bankruptcy". Berkley: Nolo Press, 1998.

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Debt Relief